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GiroCode Generator — Create EPC QR Codes for SEPA Payments

Create a GiroCode (EPC QR code) for SEPA credit transfers: enter IBAN, recipient, amount and reference and put the QR code on your invoice. Free, no sign-up.

Recipient

0/70

Optional — leave empty and the payer enters the amount.

ISO 20022 code, e.g. GDDS (goods), SUPP (supplier), CHAR (donation). Rarely needed.

Payment reference

0/140

e.g. invoice number — max. 140 characters.

0/70

Shown in the banking app, not transferred — max. 70 characters.

Size & format

512 × 512 px

EPC069-12 prescribes level M. Higher levels make the code larger and denser — use only if your bank app reads it.

Your files never leave your device — everything runs locally in your browser.

Continue with another tool

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How it works

  1. 1

    Enter payment details

    Recipient name, IBAN, optional BIC, amount and payment reference (e.g. the invoice number).

  2. 2

    Validation

    IBAN check digits, amount limits and field lengths under the EPC standard are checked.

  3. 3

    Generate the QR code

    The EPC QR code (GiroCode) appears instantly in the preview.

  4. 4

    Download

    Save it as an image and place it on your invoice, reminder or donation appeal.

Typical uses

  • Add a QR code to invoices that customers scan with their banking app — no typing the IBAN.
  • Get paid faster and avoid misdirected transfers caused by typos.
  • Collect donations, memberships or club fees via QR code.

Tips

  • Use the invoice number as payment reference so the payment is easy to match.
  • Print the code at least about 2 × 2 cm so it is reliably recognised.
  • An EPC QR code is a payment aid, not an e-invoice; create the structured invoice in the e-invoice generator.

Related guides

Lightning Fast

All processing happens instantly in your browser — no server uploads needed.

100% Private

Your files never leave your device. Everything is processed locally.

Free Forever

No sign-up, no watermarks, no file limits. Completely free to use.

98 Languages

Available in 98 languages worldwide.

Frequently Asked Questions

What is a GiroCode?

A GiroCode is an EPC QR code according to the European Payments Council standard. Banking apps read IBAN, recipient, amount and reference from it for a SEPA credit transfer.

Which banking apps can read it?

Many banking apps in Germany, Austria and other SEPA countries support EPC QR codes — usually via the “scan” or “photo transfer” function.

Is there an amount limit?

The EPC standard allows amounts from €0.01 to €999,999,999.99. You can also leave the amount empty.

Is my data stored?

No. The QR code is generated in your browser; nothing is sent to a server.